First-Time Home Buyer Tips:
Mortgage & Down Payment Basics

Licensed mortgage advisor and real estate agent Jim Henheffer shares essential tips for first-time home buyers. Gain a clear understanding of how mortgage pre-approvals work, what lenders look for, and why aligning your mortgage with your personal budget matters. Jim also breaks down Canada’s top down payment programs, including the RRSP First-Time Home Buyers Plan and the First Home Savings Account (FHSA), helping you feel informed, prepared, and confident as you take your first step into home ownership.